Last updated: 25 July 2026
These Terms of Service (“Terms”) govern your use of the WorthCanvas mobile application (the “App”), operated by WorthCanvas (“we”, “us”, “our”). By creating an account or using the App, you agree to these Terms and to our Privacy Policy. If you do not agree, please do not use the App.
WorthCanvas is a personal-finance tracking and organization tool. It lets you record, import, categorize, and analyze your own financial transactions, accounts, and budgets, and it surfaces insights such as spending summaries and subscription reminders.
You must be at least 18 years old and able to enter into a binding contract to use the App. By using the App, you represent that you meet these requirements.
You agree not to:
You own the financial data you enter into or import into the App. You grant us a limited, non-exclusive license to store and process that data solely to provide the App to you, as described in our Privacy Policy. You are responsible for the accuracy of the information you enter or import.
WorthCanvas is an informational tool only. It does not provide financial, investment, tax, accounting, or legal advice, and nothing in the App is a recommendation to take any financial action. Budgets, categorizations, insights, and analytics are automated and may be inaccurate or incomplete. Always verify information yourself and consult a qualified professional before making financial decisions.
We are not a bank, lender, broker, money-services business, or financial institution. We do not hold, move, invest, or manage your money, and we are not a party to any transaction between you and any third party.
Some optional features — such as connecting a financial account — rely on third-party providers that are governed by their own terms and privacy policies. We are not responsible for third-party services, and your use of them is at your own risk.
We may add, change, suspend, or discontinue features of the App at any time. We aim for high availability but do not guarantee that the App will be uninterrupted, timely, or error-free.
The App is provided on an “AS IS” and “AS AVAILABLE” basis, without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy. We do not warrant that the App will be error-free or that any data — including imported, categorized, or calculated data — is accurate or complete.
To the maximum extent permitted by law, WorthCanvas and its operators will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or financial losses arising out of or relating to your use of, or reliance on, the App. To the maximum extent permitted by law, our total aggregate liability for any claim relating to the App will not exceed the greater of the amount you paid us for the App in the twelve months before the claim, or ₹1,000 (INR).
You may stop using the App and delete your account at any time from within the App. We may suspend or terminate your access if you violate these Terms or where required for legal or security reasons. Sections that by their nature should survive termination (including Sections 5, 6, 9, 10, and 13) will survive.
We may update these Terms from time to time. When we make material changes, we will update the “Last updated” date and notify you in the App or by email. Your continued use of the App after changes take effect constitutes acceptance of the revised Terms.
These Terms are governed by the laws of India, without regard to conflict-of-law principles. You agree to submit to the exclusive jurisdiction of the courts located in India for any dispute arising out of or relating to these Terms or the App.
Questions about these Terms? Reach us at support@worthcanvas.com.
This document is a general template describing how the App works. It is not legal advice.